Silver Nomads

Full-Timer Checklists

Campground vetting, healthcare prep, rig inspection, and the administrative checklists that keep full-timer life running smoothly.

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Evaluating a New Campground

  • Read recent reviews on Campendium and Google — focus on reviews from the last 6 months
  • Check cell signal coverage (T-Mobile and AT&T coverage maps) before booking
  • Verify whether the campground has 30A or 50A service if your rig requires 50A
  • Look for reviews mentioning noise (highway, train) and terrain (level sites vs. difficult)
  • For extended stays, ask directly about monthly rates — often not listed online
  • Check Harvest Hosts and Escapees network status for membership discounts
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Healthcare Preparation Before a New Area

  • Identify the nearest hospital and urgent care clinic to your planned campsite
  • Verify the hospital accepts your Medicare plan (Original Medicare accepted everywhere; Advantage plans may not)
  • Stock 90-day prescription supplies before travel — insurance often requires planning ahead
  • Know your Medigap plan's coverage rules for the state you're entering
  • Have your medical records and medication list in a portable format (PDF on your phone)
  • Consider telehealth as first contact for non-emergency conditions in unfamiliar areas
🔧

Pre-Travel Rig Inspection

  • Check tire pressure and inspect tread depth before every trip over 100 miles
  • Test slide-outs and verify seals before departing a long stay
  • Verify propane levels — cooking and heating systems both depend on it
  • Check roof seams and any known leak points, especially after heavy rain
  • Test running lights, turn signals, and brake lights (have a helper or use mirrors)
  • Confirm generator fuel level if you expect to need hookup-free power
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Administrative Checklist for New Domicile or Long Stay

  • Update mail forwarding destination if you'll be in one place more than 3–4 weeks
  • Notify Medicare of any address changes that could affect plan correspondence
  • Verify vehicle registration and driver's license expiration dates — plan renewals around your travel calendar
  • Keep copies of your domicile state proof documents accessible (not just in the rig)
  • Review power of attorney and healthcare proxy documents with your family if you haven't recently
💰

Financial Health Check

  • Review bank and credit card statements monthly — fraud on accounts is common for travelers
  • Verify Social Security deposit arrived on schedule
  • Check that RMD withdrawals are on track for the year (missing them triggers a 25% penalty)
  • Review Medicare Advantage or Part D formulary changes each fall during open enrollment
  • Confirm your auto and RV insurance reflects your current vehicle situation and use pattern

Weekly guidance for full-timing retirees

Campground picks, health tips, maintenance reminders, and the real logistics of life on the road after retirement — free every week.

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